State Guide · FL specifics · 6 min read
Fighting HOA Violations in Florida: A Statute 720 Playbook
Florida Statute Chapter 720 governs homeowners associations. Learn how the 14-day cure requirement and fining committee rules can work in your favor.
Published on June 10, 2026
Fighting HOA Violations in Florida: A Statute 720 Playbook
Florida's Homeowners' Association Act (Chapter 720, Florida Statutes) provides clear procedural protections.
The Fining Committee Requirement
Under §720.305, an HOA cannot levy a fine unless:
- An independent committee of at least three members (not board members or relatives) approves it
- You receive 14 days' written notice and an opportunity for a hearing
If a single board member tries to impose a fine without committee approval, it is invalid.
Fine Limits
Fines may not exceed $100 per violation (or per day for continuing violations, capped at $1,000 unless the governing documents allow more).
Step-by-Step Dispute Process
- Confirm committee approval — Ask whether the required committee reviewed the fine.
- Verify the 14-day notice — Insufficient notice voids the fine.
- Attend or request the hearing — Present your evidence.
- Submit a formal dispute letter citing §720.305.
This article is for informational purposes only and does not constitute legal advice.